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HOUSTON – A new analysis finds that Latinos and African-Americans in five Texas metro areas, including San Antonio, were more likely to be denied a conventional mortgage loan when compared to.
Landmark Texas Supreme Court Decision: Home Equity Loan Mods Not Subject to Texas Constitution . Author: Michael R. Steinmark and Kristina A. Kiik. Last Friday, May 16, 2014, the Texas Supreme Court issued a landmark decision for banks and mortgage servicers. In Sims v.
The Federal Housing Administration (FHA) was created to help middle- to lower-income buyers secure home loans. The FHA doesn’t actually lend the money; instead, it insures the loan. The FHA requires down payments as low as 3.5% and accepts a wide range of credit scores.
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Private Mortgage Insurance (PMI) may be required for loans with less than a 20% down payment. All loans are subject to credit and property approval. pricing may vary by state. Other rates and terms available. Additional restrictions apply to Texas home equity loans. The advertised rates are based on certain assumptions and loan scenarios.