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Payday lenders must give you the finance charge (a dollar amount) and the annual percentage rate (APR – the cost of credit on a yearly basis) in writing before.
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Visio Lending is a national hard money lender with a dedicated customer support system like the other best hard money lenders on our list. In terms of reputability, they have funded thousands of loans and they have purchased, sold, or financed over $275 million in residential real estate.
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Usually lenders charge a flat fee on loans this small, usually between $15 and $30 that you pay back plus the loan. Traditionally, lenders would ask you to write a post-dated check for, say $115 when you applied for a loan. But now, it’s more common for lenders to automatically withdraw the money from your account. Am I eligible for a $100 loan?