Eligibility for USDA Home Loans The USDA home loan is available to borrowers who meet income and credit standards. Qualification is easier than for many other loan types, since the loan doesn’t require a down payment or a high credit score.
Mortgage Prequalification Without Credit Check Refinance Mortgage Rates 15 Years What is a 15-Year Fixed-Rate Mortgage? | DaveRamsey.com – The 15-year fixed-rate mortgage is one of the most common mortgage options for buying a home. Find out how it works and why it’s a great choice when you’re ready to buy a house.